Terms & Conditions

1. Acceptance of Terms

By accessing and using the Plus91 Research platform ("Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Plus91 Research provides investment research, analysis, and advisory services to individual and institutional investors. Our services include but are not limited to:

• Market research and analysis reports
• Investment recommendations and portfolio advice
• Economic commentary and market insights
• Educational content and investor guidance

3. SEBI Registration and Compliance

Plus91 Research is registered with the Securities and Exchange Board of India (SEBI) as an Investment Adviser under the SEBI (Investment Advisers) Regulations, 2013. Our services are provided in compliance with applicable SEBI regulations and guidelines.

4. User Registration and Account

To access our services, you must:

• Provide accurate and complete registration information
• Complete the required KYC (Know Your Customer) process
• Submit risk profiling questionnaire as per SEBI requirements
• Sign the Investment Advisory Agreement
• Maintain the confidentiality of your account credentials

5. Subscription and Payment Terms

Our services are provided on a subscription basis. By subscribing, you agree to:

• Pay all applicable fees and charges
• Automatic renewal unless cancelled before the renewal date
• Non-refundable fees except as specified in our refund policy
• Price changes with 30 days advance notice

6. Investment Risks and Disclaimers

7. Intellectual Property Rights

All content provided through our service, including research reports, analysis, recommendations, and educational materials, is the intellectual property of Plus91 Research and is protected by copyright laws. Users may not reproduce, distribute, or commercialize this content without written permission.

8. Privacy and Data Protection

We are committed to protecting your privacy and personal information. Our data collection, usage, and protection practices are detailed in our Privacy Policy, which forms an integral part of these terms.

9. Limitation of Liability

Plus91 Research shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use our services or any investment decisions made based on our recommendations.

10. Termination

Either party may terminate this agreement at any time. Upon termination, your access to the service will be discontinued, and any outstanding obligations will remain in effect.

11. Governing Law and Jurisdiction

These terms shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts in Mumbai, India.

12. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting on our website. Continued use of the service after changes constitutes acceptance of the modified terms.

13. Contact Information

For questions about these terms, please contact us at: